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Medical Services Plan (MSP) Coverage

MSP premium BC

On January 1, 2020, physiotherapy was de-listed by the government from the British Columbia Medical Services Plan (MSP), meaning that the majority of people in BC must pay for physiotherapy through extended health benefits, their own money, or a combination of the two.

However, some people may be eligible to access financial support through MSP supplementary benefits. Visit the BC Government’s website on Supplementary Benefits to learn more.

Who is eligible?

Those who may be eligible for MSP coverage of these supplementary benefit services include:

  • Those who have applied and been deemed eligible based on their annual net income
  • Income Assistance recipients
  • Convention refugees
  • Inmates of B.C. Correctional Facilities
  • Individuals enroled with MSP through the At Home Program
  • Residents of long term care facilities receiving the Guaranteed Income Supplement (GIS)
  • Individuals enroled with MSP as Mental Health Clients; and
  • First Nations individuals with valid B.C. Medical Plan coverage through the First Nations Health Authority

For these MSP beneficiaries, MSP contributes $23 per visit for a combined annual limit of 10 visits each calendar year for the following services from approved providers: acupuncture, chiropractic, massage therapy, naturopathy, physical therapy and non-surgical podiatry. MSP does not provide any coverage for supplementary benefits received outside of the province.

For more information on accessing or applying for Supplementary Benefits, please read here:

Eligibility for supplementary benefits

To be eligible for Supplementary Benefits, you must:

  • be enrolled in MSP
  • be a resident of British Columbia as defined by the Medicare Protection Act
  • have resided in Canada as a Canadian citizen or holder of permanent resident status (landed immigrant) for at least the last 12 months immediately preceding this application; and
  • not be exempt from liability to pay income tax by reason of any other act

Eligibility for Supplementary Benefits is based on your net income from last year as confirmed by the Canada Revenue Agency (CRA) (or combined net income for you and your spouse), less deductions for:

  • your age (and the age of your spouse)
  • family size
  • disability; and
  • any income from the Universal Child Care Benefit and Registered Disability Savings Plan

The amount left is called “adjusted net income.” If it is less than $42,000, your family may qualify for Supplementary Benefits.

You only need to apply once if you:

  • remain eligible for MSP coverage; and
  • file your taxes every year

Eligibility for Supplementary Benefits may be impacted if you do not file your taxes each year with CRA or if you do not update your MSP account if you marry or begin living in a marriage-like relationship. For information on combining or linking accounts, see Adding and Removing Dependants.

MSP treatments

Should you qualify for premium assistance, you can partially bill any physiotherapy treatments directly to your Medical Services Plan. MSP will make contributions to 10 treatments. These 10 treatments include other health providers that may be helping you with your rehabilitation, not just the physiotherapy treatments. There is also an additional $45 user fee for subsequent physiotherapy sessions to be paid at each visit by the patient.

MSP coverage at Regain Health Centre

At Regain Health Centre, MSP Premium Assistance is currently available in the physiotherapy and active rehabilitation / kinesiology.

Please be advised that we are not offering MSP Premium Assistance coverage other than the above two services. MSP coverage is only for individuals with Premium Assistance (i.e. the BC Government pays your monthly MSP premium). Those with employer benefits or not under premium assistance do NOT qualify for MSP coverage. Our reception staff would be happy to check with MSP to see if you qualify for MSP coverage. MSP coverage is limited to 10 visits per calendar year (inclusive of massage therapy, chiropractic and optometry visits).

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